Levels of Cover
All operations and medical procedures covered by MyRecoveryCheque are allocated into one of four classifications. Each classification has a different benefit with the highest benefit being for those operations with the longest usual recovery time before you can return to light work.
Some common examples of operations and the benefits that you would receive are as follows:
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Select your Level of Cover |
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Operation Classifications |
Common Examples |
LEVEL 1 |
LEVEL 2 |
LEVEL 3 |
LEVEL 4 |
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Medical procedures which have a recovery and return to light manual work in a few days |
Accident and Emergency : Surgery to the eye muscles and lens, Surgery to the eardrum and ear canal, Gum surgery. Elective Surgey : Carpal tunnel release , Treatment for cataracts, Removal of the Tonsils, Angioplasty, Heart pacemaker insertions, Treatment for kidney stones, Key-hole surgery. |
£150 |
£250 |
£350 |
£500 |
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Medical procedures which have a recovery and return to light manual work in around two to three weeks |
Accident and Emergency : Appendix removal, Open surgery to the windpipe, Surgery to the nose, jaw or mouth, Treatments for dislocated joints. Elective Surgery : Hernia repairs, Varicose vein surgery, Prostate gland surgery, Breast lumpectomies, Lip and Ear reconstructive surgery, Radiotherapy. |
£500 |
£750 |
£1,000 |
£1,500 |
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Medical procedures which have a recovery and return to light manual work in around one to two months
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Accident and Emergency : Treatments for fractures of larger bones, Tendon or muscle repair procedures such as knee ligament repairs, Reconstructive surgery to the eye, Brain surgery. Elective Surgery : Hip and knee replacements, Treatment for slipped discs, Most open surgery to the abdomen, Abdominal hysterectomies, Surgery to the inner ear, All open chest surgery, Reconstructive breast surgery, Chemotherapy.
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£2,000 |
£3,000 |
£4,000 |
£6,000 |
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Medical procedures which have a prolonged recovery
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Accident and Emergency : Complicated limb or joint reconstruction, Treating fractures by traction, Limb amputations. Elective Surgery : Major cancer surgery , Bone and spine fusions, Pancreatic surgery, Liver, heart and lung transplants.
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£5,000 |
£10,000 |
£15,000 |
£20,000 |
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Cancer Treatments and Heart Attacks |
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Treatment |
What’s Covered |
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Course of Radiotherapy |
In addition to your surgery benefit MyRecoveryCheque pays an additional benefit for each course of radiotherapy for Cancer. |
£500 |
£750 |
£1,000 |
£1,500 |
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Course of Chemotherapy |
In addition to your surgery benefit MyRecoveryCheque pays an additional benefit for each course of chemotherapy for Cancer. |
£2,000 |
£3,000 |
£4,000 |
£6,000 |
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Heart Attacks |
A heart attack which requires an admission to hospital and results in permanent damage to the heart muscle. |
£2,000 |
£3,000 |
£4,000 |
£6,000 |